About Credit Unions

A credit union is a financial co-operative which provides savings, loans and a range of services to its members. It is owned and controlled by the members.

Why Join a Credit Union?

As a credit union member you are in control of your own finances and have a say in how your financial service provider is run. Credit unions serve you ‘the member’ by listening to your needs and developing the products and services that you want.

Mutual and Ethical Savings

Mutual and Ethical Savings

Credit unions offer a range of savings accounts. You can choose to save as little or as much as you can afford.

Affordable Loans

Affordable Loans

Credit unions offer loan products suited to your individual needs and at rates you can easily afford.

Run by you, for you

Run by you, for you

As a credit union member you are in control of your own finances and have a say in how your financial service provider is run.

Putting you first

Putting you first

Credit unions serve you ‘the member’ by listening to your needs and developing the products and services that you want.

Our Loan Calculator

The figures given below are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.

Drag the slider across or directly input your number on the right hand side.

£
£2,000

Drag the slider across or directly input your number on the right hand side.

M
3 months

Total Interest Charged

£81

Monthly Repayment

£694

Total Repayment

£2,081

Repr. APR

26.8%

Credit Union Vacancies

  • Job Vacancies

    Loans Officer – Member Services Team
    Blues and Twos Credit Union
    If you’re interested in joining our friendly professional team and believe you have the necessary experience click here Job Vacancies – Blues and Twos to find out more about what the role entails and how to apply.
    Details:
    • 3 days per week (22.5 hours) Part Time. Hours may be increased for a suitable applicant wanting 30 hrs
    • Salary from £25,938-£28,148 per annum (FTE). Starting point dependent on experience.
    • Group Pension after qualifying period
    To apply, please email your CV and a covering note to: vharrison@bluesandtwos.org.uk

  • The Credit Union Officer is responsible for the provision of administrative services to members of the Credit Union.

    22.5 Hrs – Monday, Tuesday & Thursday – Office based
    £15,736.50 Pro Rata

    To apply, please email your CV and a covering letter to jon@wccul.co.uk by 5:00pm on Friday 21st November 2025, when the job advert closes.

    Full details can be found here:

    WCCU – Credit Union Officer Part Time Role 2025

Recent News

Read the latest news within the credit union sector, featuring stories from local credit unions, comments from the Association and the important talking points facing the sector across the globe.

Reflecting on 2025: Credit Union Growth, Reform and Future Prospects with Matt Bland

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