About Credit Unions

Salary: Grade E Scale 11 – 16 – FTE £27,269 – £29,572 / Pro-Rata (Actual) Salary: £22,724 – £24,643

Hours: 30 hours per week – Core Hours are 6 hours per day Monday – Friday

Location:  Denton Office, Denton Town Hall, Denton, M34 2AP

Cash Box Credit Union operates a Hybrid working policy, with employees working part of the week remotely and part of the week in the office

Closing Date: Monday 21^st April 2025

Assessment Date: Week Commencing Monday 28^th April 2025 at Tameside One, Ashton-under-Lyne

The role :

The successful candidate will be responsible for providing an exceptional service to members, with responsibility for

• Evaluating loan applications
• Making lending decisions based on the information and evidence provided, in line with our credit union loan policy
• Actively supporting the introduction of new products, services and initiatives including the promotion and delivery of General Insurance Products to our members
• Attending conferences, external training seminars and stakeholder events

About you

We are looking for someone with a confident and helpful manner, with a willingness to learn and with a positive attitude to change.  Previous experience of loan underwriting and working within the financial services sector would be an advantage

Why work for us?

In return, we offer a competitive salary, membership of the Greater Manchester Pension Fund, which is a Local Government Pension Scheme and much more….

25 days Annual Leave Entitlement

Cash Box Credit Union operates a Hybrid Working Policy with employees working part of the week remotely and part in the office.  Once fully trained, the successful candidate will be working remotely Monday to Thursday with Fridays working from the Denton Office when we are open to our members

For an informal discussion regarding the post, please ring Lindsey Campbell, Assistant General Manager on 0161 342 3265

This post requires a DBS check

Click here to Apply – Loans Officer in Tameside | greater.jobshttps://www.greater.jobs/job/75694215

Click here for Job Application Form

Click here for Job Description

Salary: Between £48k and £55k (dependent on experience) + benefits

Reporting to: The President and Chair of The Board of Directors

Conditions: 35 hours/week, mainly working from home with flexible office facilities

Key Responsibilities:

• Strategic Leadership – Inspire staff, partners and members to be fully engaged, giving members a sense of belonging, capitalising on knowledge of competitor, economic and member trends, and facilitating the development and implementation of the strategic plan.
• Financial & Regulatory Leadership – Ensure compliance with PRA & FCA regulations, oversee risk management, and drive long-term financial stability.
• Marketing & Innovation – Leverage research, data analytics, partner collaboration, and fintech solutions to drive growth, enhance services, streamline operations, attract younger members and deliver an outstanding user experience.
• Sustainable Growth – Facilitate the growth in membership, services and revenue sustainably to enable us to bring financial resilience to more of our common bond.
• Operational Excellence & Governance – Enhance reporting, risk assessment, decision-making, governance and customer service.

Apply Now – If this is you, we’d love to hear from you.  Closing date 18^th April 2025.  Interviews will be held in London on 2^nd May 2025.  For further information and details of the application process please email the President at alan.yates@urc.org.uk

For More details please click here

Starting salary: £30,000 per annum.
Additional Benefits: Interest-free season ticket loan and staff loans at 0.70% after one year’s service.

Job Overview:
As a Loan Underwriter within our dynamic lending department, you will play a pivotal role in assessing loan applications and making informed lending decisions. Your expertise and judgment will contribute to the growth and success of our lending portfolio while ensuring that borrowers’ financial needs align with the organisation’s risk management strategies. This role offers a structured progression path, allowing you to advance your career within the lending sector.

Responsibilities:
* Loan Application Assessment: Evaluate loan applications, reviewing bank statements, credit histories, and other relevant information to determine applicants’ creditworthiness and ability to repay loans.
* Risk Analysis: Analyse applicant financial data and credit scores to assess potential risks, ensuring compliance with lending policies and regulations.
* Decision Making: Make informed lending decisions based on established criteria, balancing members’ needs with prudent risk management practices.
* Guidance and Training: Provide guidance and support to loan department staff on loan application procedures, credit assessment, and lending policies.
* Collaboration: Collaborate with all other departments of the credit union to ensure a seamless loan application process and adherence to regulatory requirements.
* Documentation: Maintain accurate and organised records of loan applications, decisions, and correspondence for auditing and reporting purposes.
* Continuous Learning: Stay up-to-date with industry trends, lending regulations, and best practices to enhance decision-making accuracy and maintain compliance.
* Process Improvement: Contribute to the development and enhancement of lending processes LMCU own computer systems and workflows, identifying opportunities for efficiency gains and improved member experiences.
* Quality Control: Conduct periodic reviews of approved loans to monitor performance against expectations and identify any areas for improvement.

Qualifications:
* Education: A bachelor’s degree in finance, economics, business, or a related field is preferred.
* Experience: Prior experience in loan processing, credit analysis, or a related role is beneficial but not mandatory. On-the-job training will be provided.
* Financial Acumen: Strong understanding of financial statements, credit reports, and risk assessment.
* Analytical Skills: Ability to analyse complex financial data and make informed decisions within established guidelines.
* Communication: Excellent verbal and written communication skills, including the ability to explain lending decisions to both members and colleagues.
* Attention to Detail: Thoroughness in reviewing applications, documentation, and financial data.
* Regulatory Awareness: Basic knowledge of lending regulations and compliance standards.
* Team Player: Collaborative attitude with a willingness to work alongside colleagues and provide guidance when needed.
* Adaptability: Ability to adapt to changing lending policies, procedures, and industry trends.

Career Path:
The role we are seeking to fill is for a Loan Underwriter role awaits, directly responsible for overseeing the designated loan band (£3,000 to £25,000), you will provide leadership, training, and support to other underwriters. During staff shortages or slack periods, you may step into fulfilling work across other loan bands and perform other departmental duties, ensuring seamless operations and exceptional service.

To Apply:
Email a covering letter and CV to violeta.velaj@creditunion.co.uk. Applications will be considered on a rolling basis until the position is filled

Salary: £36,000

Responsible to General Manager/Board Of Directors

Location: Advance Credit Union is based at 200 Sutton New Road, Erdington

Special Conditions DBS check/ Pre-approval by the PRA & FCA
Deadline for applications 12pm Monday, March 31st 2025

How to apply
Send CV and cover letter regarding your suitability for this role to Faye
Bailey, General Manager of Advance Credit Union:
faye.bailey@advancecu.org.uk

Role Purpose
● With Board oversight, strategic responsibility for the financial direction of Advance Credit Union,
ensuring legal and financial regulatory compliance for the Credit Union
● To be responsible for the day-to-day financial processing and bank reconciliation
● With Board oversight, responsible for ensuring full compliance with all legislative, regulatory and
policy and procedural requirements

For more details please click here

For the Job Description please click here

The Co-op Credit Union serves members working in co-operatives, charities and other mutual organisations across the UK. It has over 8,000 members and assets of £7m and is based in Manchester city centre.
It is regulated by the PRA and FCA and is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service.
The credit union has ambitious plans for growing the business to serve members with attractive and fair priced savings and loans products offering a real co-operative alternative to other financial institutions and especially to high-cost credit providers.
In recent years it has moved from service by phone and post to predominantly online / app delivered services. And in 2025 it has announced a move to a new brand name – ‘The Money Co-op’ – to better reflect the broadening of its ‘common bond’ to other mutual organisations and charities, and to open up new growth opportunities.

The role holder will report to the board of the credit union which is looking for an individual who can:

Lead the team of 9 staff

Establish and grow relationships with senior management of the various co-operative and mutual organisations that we draw our members from; the largest of whom is The Co-operative Group in Manchester

Provide effective leadership over sales and marketing activities to develop the business

And, in particular, embed and develop the new brand name, ‘The Money Co-op’, as we seek to grow into new sectors

Ensure an appropriate risk management/compliance framework is in place

Work with the board of non-executive directors on strategy development and delivery

Deliver agreed objectives within agreed timescales.
Experience of working in a credit union or other financial services providers or the co-operative movement would be desirable but not a requirement. Education to degree level or equivalent experience is expected.
Salary will be in the range £60-70k depending on skills and experience.

To receive the job profile and to make informal enquiries about the role, email: jobs@co-operativecreditunion.coop
Further information about us can be found on The Co-op Credit Union website at: www.co-operativecreditunion.coop
Interested candidates should submit their CV, together with a statement on their interest in the role to: jobs@co-operativecreditunion.coop
CLOSING DATE FOR APPLICATIONS: Friday 28 March 2025.

About the Opportunity

As our Chief Executive Officer, you’ll play a pivotal role in leading the organisation, ensuring compliance with regulatory standards and delivering strategic goals set by our Board of Directors. Key responsibilities include:

• Leading our Organisation; you’ll oversee the performance, leadership, and development of the credit union, ensuring staff and volunteers are aligned with strategic goals. This includes leading, mentoring, and managing teams to drive service excellence for our members.
• Compliance & Risk Management; you’ll have overall responsibility for regulatory compliance, data security, and fraud prevention, ensuring that all our products, services, and policies meet Consumer Duty and financial services regulations.
• Operational Oversight; you’ll be responsible for the credit union’s operational resilience, ensuring continuity in the face of disruptions. As part of the Disaster Recovery Team, you will manage incident response and safeguard member funds and data.
• Board Engagement; you’ll work closely with our Board, providing accurate and timely information, supporting good governance, and be actively involved in shaping the long-term strategic vision.
• External Representation; as the face of our credit union, you’ll be engaging with stakeholders, promoting the organisation’s mission, and ensuring we remain a trusted and valued financial provider.

What You’ll Need

You’ll bring a strategic mindset, capable leadership, and regulatory expertise to navigate the organisation forward. To succeed, you’ll need:

• Regulatory & Governance Expertise; in-depth knowledge of financial services regulations (PRA/FCA, AML, FOS, FSCS) and experience engaging with regulatory bodies.
• SMF8 approval will be required.
• Operational & Financial Acumen; strong strategic planning skills, exceptional attention to detail, and the ability to interpret data to drive sustainable growth.
• People & Organisational Leadership; experience leading high-performing teams with a proven ability to lead with clarity and drive a culture of excellence.
• Sector Experience; although not essential, we’d like you to come with experience from the not-for-profit sector, understanding its unique challenges and opportunities.
• Calm & Resilient Approach; the ability to remain steady under pressure, make thoughtful decisions, and navigate complexity with confidence.
• Our Head Office is based in the Northampton, so you will need to be within close commuting distance to ensure daily face time.

How We Reward You

We value our people and are committed to recognising their contributions. By joining Commsave Credit Union, you’ll benefit from:

• A competitive salary of circa £85,000 per annum and excellent benefits package.
• A collaborative and inclusive workplace that aligns with our values.
• A supportive induction and handover to ensure you are off to the best start.

What’s Next

This is a unique opportunity to lead an organisation with purpose and help shape its continued success, so if this sounds like the role for you, we’d love to hear from you!

To apply, please complete our short application form and upload your CV.  Our recruitment is handled by our external partner Four Talent so one of their friendly team will be in touch with you directly. Should you have any questions related to the role or about your application, please contact a member of their team on 01604 969029.

The personal information we collect from you will be shared with CIFAS who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected, you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and CIFAS, and your data protection rights, can be found by https://www.cifas.org.uk/fpn

For more detail please click here 

Salary: Dependent upon Experience

Location: Location – Bradford City Centre

Hours: 37 hours per week (part time will be considered upon request)

Job Description: As a Member Services Assistant you will provide administrative support to help the team achieve its organisational goals.

How to apply: Please apply with an up to date CV and covering letter setting out why you would like to work for us and send to katie.hurrell@bdcu.co.uk

For more details please click here: Job Vacancy at BDCU: Member Services Assistant 2025 – Bradford District Credit Union

Location: Northampton
Time Commitment: Approx. 30 hours per year

Description:

As a volunteer (althugh in some circumstances we are able to cover any loss of
earnings), you’ll be making a meaningful contribution to a non-profit organisation, while
benefiting from opportunities for personal and professional development. You’ll work
closely with the ARSC Chair, Board Members, and Senior Management, gaining insight
into our credit union’s operations and influencing key decisions. Sub-committee
members are also viewed favourably for potential future roles on the Board, offering a
valuable pathway for those interested in contributing to the longer-term development
and governance of our organisation.
• Time Commitment: We’re looking for someone who can dedicate around 30
hours per year, plus occasional events and training sessions as needed. Our SubCommittee currently meets every other month on a Tuesday afternoon for about
2–3 hours, making it a flexible commitment that can work around other priorities.
• Compensation: We value your time and commitment! Travel expenses are
covered, and we’ll reimburse any costs for caring requirements – whether for
children, elderly family members, or other dependents – while you attend
meetings.
• Term: We ask for an initial commitment of three years, with opportunities to renew
and even transfer to our Board of Directors Committee. This role allows you to
grow with us and make a meaningful impact on our community.
This is an exciting time to join Commsave Credit Union, with a role that allows you to
contribute to the future of the organisation while building your own expertise in
governance and risk management

How to Apply:
Start your journey with us by getting in touch with Richard Munro – Interim CEO, at
richard@commsave.co.uk to learn more about how you can contribute to the Audit & Risk
Sub-Committee

for more details please click here

Are you the next Board Director to join our small, friendly team?

Wolverhampton City Credit Union (WCCU) prides itself on being an ethical, honest, friendly, and fair community-based organisation. We are currently seeking applications for Non-Executive Board Directors to strengthen our Board and its governance, to improve our Board skill set and diversity, and to support our ongoing succession planning.

For further details on how to join, please email:

company.secretary@wccul.co.uk

#JoinOurBoard #WCCU #WV #Wolverhampton

Link to the Facebook post:

https://www.facebook.com/photo?fbid=1037149068415846&set=a.455324556598303

Link to the Twitter post:

https://x.com/wccul/status/1831603458899644514/photo/1

Further details and a Board Recruitment Pack can be obtained from Keith Waitt, Company Secretary company.secretary@wccul.co.uk

Salary: Starting salary from £33,500 but dependant on experience.

Hours: 35 hours per week – worked flexibly but core hours will be from 9.00am to 5.00pm Monday to Friday.

Job Description:

• Create and maintain plans that will help meet the needs of our 3^rd party partners and community groups.
• Build long-term relationships with clients, community partners and people of influence within the common bond.
• Notify the operational team of new sales and cross-selling opportunities.
• Become familiar with the competition both locally and within the financial marketplace.
• Help promote and maintain a positive company image. Actively promoting Sheffield Credit Union services both on a 121 basis as well as to larger groups, businesses, and community leaders and decision makers
• Arrange promotional activity where appropriate both B2B and B2C to potential members
• Provide support for community influencers promoting SCU directly to their local community.

How to apply: Please apply in writing with a  CV & Covering letter to paul.hancock@sheffieldcreditunion.com

For more details please click here

The successful members will sit on the board as well as working closely with the Office staff , to ensure Waltham Forest Credit Union is compliant and well positioned to develop fair and competitive financial services. This is an exciting time to join the team and use your skills to meet the challenges ahead and contribute to the development of Waltham Forest Credit Union. Training and support are available in all aspects of the role. If applicants would like to discuss the roles, please get in touch with Claire on info@walthamforestsavers.com for answer any questions.

Salary: £35,000

Hours: 4 days per week (29 hours)

Job Description:

• Ensure credit union operations run fluently and effectively and are in compliance with FCA/PRA and all other relevant regulations.
• Identify products that will benefit our members and that will assist in providing a competitive range of services including appropriate support to financially excluded communities.
• Develop risk based pricing in accordance with product development and associated credit union policies.
• Provide regular reviews of our systems developing and improving them in the best interest of members.
• Line management responsibility for Loans and Member Services with support to the wider team and ensuring training and development plans are in place and are being delivered.
• Responsible for ensuring day to day governance and compliance matters are being responded to in line with policies and procedures and these themselves are kept relevant to BDCU and continually in line with regulations.
• Support the CEO and Board of Directors and promote the delivery of an excellent service in accordance with professional standards, legislative requirements and Bradford District Credit Union policies and procedures.
• Build relationships of trust, communicate in an informed, confident, polite and understanding manner with all credit union stakeholders, internal and external.

For more details please click here