About Credit Unions
A credit union is a financial co-operative which provides savings, loans and a range of services to its members. It is owned and controlled by the members.
Why Join a Credit Union?
As a credit union member you are in control of your own finances and have a say in how your financial service provider is run. Credit unions serve you ‘the member’ by listening to your needs and developing the products and services that you want.
Mutual and Ethical Savings
Credit unions offer a range of savings accounts. You can choose to save as little or as much as you can afford.
Affordable Loans
Credit unions offer loan products suited to your individual needs and at rates you can easily afford.
Run by you, for you
As a credit union member you are in control of your own finances and have a say in how your financial service provider is run.
Putting you first
Credit unions serve you ‘the member’ by listening to your needs and developing the products and services that you want.
Our Loan Calculator
The figures given below are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
Drag the slider across or directly input your number on the right hand side.
Drag the slider across or directly input your number on the right hand side.
Total Interest Charged
£81Monthly Repayment
£694Total Repayment
£2,081Repr. APR
26.8%-
Operations Manager
Norwich Credit UnionNorwich Credit Union is going through rapid change and growth, so this is an exciting time for somebody to join our team in the new post of Operations Manager. In this role you will oversee the day-to-day management of our office, making sure we provide excellent services to our members. You will also work with us to develop our systems, processes and staff to face future opportunities and challenges.
You need to know about Credit Unions and our ethos. We are also looking for somebody who has an understanding and experience of IT and other systems, staff recruitment and development and finance.
Location: Based in our office in Norwich
Hours: 25 hours/week, to be worked 5 days/week during office hours.
Salary: is pro rata of a full-time salary of £33,000.
To apply: please email a CV and covering letter outlining the specific skills and experience you have for the post, to office@norwichcreditunion.org.uk by 29th November 2024.
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Business Development Officer
Wolverhampton Credit UnionSalary: £30,000 per annum
Hours: 37.5 Hours per week – Full Time
Reports to: Operations Manager/CEO
Job description: The Business Development Officer assists the Operations Manager in the development and implementation
of a strategic, multi-faceted business development programme designed to promote, retain and increase the
Credit Union’s membership and visibility in the communities that we serve. This position will also help grow
and support the Credit Union by building a Payroll Partnership Program to create and grow new personal and business accounts for the Credit UnionThe closing date for the role is 29th November.
To apply please send your CV to tameka@wccul.co.uk
for more details please click here
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Volunteer Committee Member – Audit & Risk Sub-committee
Commsave Credit UnionLocation: Northampton
Time Commitment: Approx. 30 hours per yearDescription:
As a volunteer (althugh in some circumstances we are able to cover any loss of
earnings), you’ll be making a meaningful contribution to a non-profit organisation, while
benefiting from opportunities for personal and professional development. You’ll work
closely with the ARSC Chair, Board Members, and Senior Management, gaining insight
into our credit union’s operations and influencing key decisions. Sub-committee
members are also viewed favourably for potential future roles on the Board, offering a
valuable pathway for those interested in contributing to the longer-term development
and governance of our organisation.
• Time Commitment: We’re looking for someone who can dedicate around 30
hours per year, plus occasional events and training sessions as needed. Our SubCommittee currently meets every other month on a Tuesday afternoon for about
2–3 hours, making it a flexible commitment that can work around other priorities.
• Compensation: We value your time and commitment! Travel expenses are
covered, and we’ll reimburse any costs for caring requirements – whether for
children, elderly family members, or other dependents – while you attend
meetings.
• Term: We ask for an initial commitment of three years, with opportunities to renew
and even transfer to our Board of Directors Committee. This role allows you to
grow with us and make a meaningful impact on our community.
This is an exciting time to join Commsave Credit Union, with a role that allows you to
contribute to the future of the organisation while building your own expertise in
governance and risk managementHow to Apply:
Start your journey with us by getting in touch with Richard Munro – Interim CEO, at
richard@commsave.co.uk to learn more about how you can contribute to the Audit & Risk
Sub-Committee -
CEO
Westcountry Savings and LoansBased Portishead nr Bristol or hybrid
An exciting opportunity to join an ambitious organisation in the beautiful South-West of England. We are looking for a new CEO to assume responsibility for the day-to-day running of the credit union and to represent us to a range of partners as we continue to expand.
The role is 30 hours a week at a salary of £42k-£45k pro rata.
Please contact Steve at our recruitment partner for more details and a full Job Description. steve@curecruitment.co.uk or 07441 347131.
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Policy & Advocacy Officer
ABCUL£23,000 – £25,000 depending on experience
Credit unions in Britain have been in existence for 60 years. There have always been representative bodies in the sector throughout that period. Emerging from the former Credit Union League of Great Britain (CULGB) in 1984 ABCUL has always been the major credit union trade association representing the largest number of credit unions in England, Scotland and Wales.
We represent over two thirds of the more than 300 credit unions operating across England, Scotland and Wales, and provide a wide range of services to our member credit unions to support them to develop and thrive as trusted providers of financial services to communities across Britain.
We are now seeking to appoint an exceptional individual to support our continued development with our membership and stakeholders. The role holder will report to the Head of Advocacy and Projects who is looking for an individual who can:
- Monitor, filter and analyse a wide variety of sources for information relevant to credit unions including information from government departments, regulators, media and other stakeholders
- Research and analysis of the work of credit unions
- Gather information and draw up policy positions to ensure that credit unions’ interests are represented
- Assist with the administration of the All-Party Parliamentary Group on Credit Unions and Scottish Parliament’s Cross-Party Group on Credit Unions
- Assist with the co-ordination of events, including parliamentary meetings and member conferences
- Support the development of relationships with external stakeholders and ABCUL members, to include preparing briefings, presentations, consultation responses, web content and news articles
Some experience of policy work is an advantage. Strong communication skills in writing and verbally will be required along with an organised approach to managing information. Education to degree level or equivalent experience is expected.
Interested candidates should complete the application via Indeed Regulatory Affairs Work, jobs (with Salaries) | Indeed.com United Kingdom
The closing date is 5pm on Monday 4th November 2024.
Please find the job description here
To view the benefits package please click here
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Non-Executive Board Director
Wolverhampton Credit UnionAre you the next Board Director to join our small, friendly team?
Wolverhampton City Credit Union (WCCU) prides itself on being an ethical, honest, friendly, and fair community-based organisation. We are currently seeking applications for Non-Executive Board Directors to strengthen our Board and its governance, to improve our Board skill set and diversity, and to support our ongoing succession planning.
For further details on how to join, please email:
#JoinOurBoard #WCCU #WV #Wolverhampton
Link to the Facebook post:
https://www.facebook.com/photo?fbid=1037149068415846&set=a.455324556598303
Link to the Twitter post:
https://x.com/wccul/status/1831603458899644514/photo/1
Further details and a Board Recruitment Pack can be obtained from Keith Waitt, Company Secretary company.secretary@wccul.co.uk
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Loans Support Officer – Loan Underwriting x2
London Capital Credit UnionHours: Thirty-eight hours per week
Salary: £28,395 – £31,616 per annum (depending on experience) plus pension.
Job Description: To ensure the effective implementation of loans and credit control procedures.
How to apply: Anyone interested in this position can submit a cover letter with a CV. The cover letter must set out your experience and how you meet the criteria set out in the above person specification. jobs@credit-union.coop
Closing Date: 23/09/2024
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Business Development Manager
Sheffield Credit UnionSalary: Starting salary from £33,500 but dependant on experience.
Hours: 35 hours per week – worked flexibly but core hours will be from 9.00am to 5.00pm Monday to Friday.
Job Description:
- Create and maintain plans that will help meet the needs of our 3rd party partners and community groups.
- Build long-term relationships with clients, community partners and people of influence within the common bond.
- Notify the operational team of new sales and cross-selling opportunities.
- Become familiar with the competition both locally and within the financial marketplace.
- Help promote and maintain a positive company image. Actively promoting Sheffield Credit Union services both on a 121 basis as well as to larger groups, businesses, and community leaders and decision makers
- Arrange promotional activity where appropriate both B2B and B2C to potential members
- Provide support for community influencers promoting SCU directly to their local community.
How to apply: Please apply in writing with a CV & Covering letter to paul.hancock@sheffieldcreditunion.com
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Part-Time Credit Controller
Hillingdon Credit UnionSalary: £18-22 p/h
Hours: Part-Time
Location: hybrid with options to work flexibly
About Us:
We are a dynamic and community-focused Credit Union, dedicated to delivering
outstanding financial services to our members. As we continue to expand, we are excited
to welcome a committed and detail-oriented Credit Controller to our team on a part time basis.Job Description:
– Provide regular reports to the CEO on all account-related matters.
– Monitor member loans to ensure timely and accurate repayments.
– Utilize existing systems to efficiently follow up on calls, letters, and payment
arrangements.
– Engage with members to discuss account statuses and collaboratively agree on
payment options.
– Negotiate and arrange flexible payment plans with members.
– Issue communication (letters, emails, texts) to manage overdue payments in line with
established procedures.
– Proactively follow up on accounts in arrears to support financial stability.
– Collaborate with the loans team to keep them informed about arrears and highlight
any lending concerns.
– Work towards reducing delinquency by effectively recovering outstanding debt.
– Accurately maintain and update the provision spreadsheet.
– Coordinate procedures related to loan collection across the organization, aiming to
minimize bad debt.
– Identify and engage with external debt collection companies and statutory bodies,
ensuring accurate records and legal documentation are maintained.
– Continuously monitor and review late payments to ensure consistent follow-up.
– Administer and liaise with Debt Recovery Companies to assist in recovering overdue
payments.
– Participate in training and development opportunities as required.
– Take on any other reasonable duties as directed by the CEO to ensure the smooth and
efficient running of the Credit Union.
Key Knowledge, Skills, and Experience:
– Proven experience in arrears management, collections, or credit control.
– Ability to navigate challenging situations with a positive and solutions-oriented
approach.
– Experience with credit control enforcement procedures (e.g., IVAs, DROs).
– Friendly, supportive, and assertive communication style.
– Strong negotiating and problem-solving skills.
– Self-motivated, organized, and proactive.
– Proficient in using a variety of ICT systems effectively.
– Strong numeracy and literacy skills.
– Excellent communication skills, both verbal and written.
– Ability to work independently and collaboratively within a team.
– Commitment to continuous improvement and professional development.How to Apply:
If this role aligns with your skills and experience, we encourage you to apply by sending
your CV and a covering letter to the CEO at CEO@hillingdoncu.co.uk.
We look forward to considering your application and potentially welcoming you to our team.Application Deadline: 30th August 2024
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Treasurer & Loans Officer
Waltham Forest Credit UnionThe successful members will sit on the board as well as working closely with the Office staff , to ensure Waltham Forest Credit Union is compliant and well positioned to develop fair and competitive financial services. This is an exciting time to join the team and use your skills to meet the challenges ahead and contribute to the development of Waltham Forest Credit Union. Training and support are available in all aspects of the role. If applicants would like to discuss the roles, please get in touch with Claire on info@walthamforestsavers.com for answer any questions.
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General Manager
Advance Credit UnionSalary: Dependant on experience 50k p.a
Location: Advance credit union office located in Erdington
Hours: 35 hours per week (start date as soon as possible)
Application deadline- 5pm 15th September 2024
How to Apply: please provide your CV and cover letter explaining your suitability for the role to va@advancecu.org.uk
For more details please click here
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Operations Manager
Just Credit UnionLocation: Shrewsbury, office-based, 1 day per week work-from-home available
Hours: Full time, 37 hours per week, working pattern flexible any time between 8am and 6pm, permanent
Salary: £31,000 during first 6 months’ probation, rising to £34k/£35k (dependent upon experience) after passing probation + Benenden Health cash plan + 5% employer pension contribution + 20 days holiday, rising to 21 days after 2 years’ service and 22 after 3 years’ service + bank holidays
The role
Day-to-day responsibilities
- Oversee the day-to-day running of the organisation
- Contribute towards improvement of organisational processes
- Line manage 7 staff members across various job functions
- Act as the bridge between senior management and staff members
- Improve operational systems and processes and investigate and implement best practices
- Ensure compliance with all legal, regulatory, and legislative requirements
Why would you want this role?
- Contribute to a not-for-profit organisation that works to serve its local community
- Independently manage own workload
- Opportunity to contribute towards the shaping of an organisation
- Potential to progress into senior management in the future
If you think you could be the right fit for this Operations Manager role, please submit your application now. Candidates will be reviewed as-and-when they apply, so don’t delay in applying!
For how to apply please and more details please click here https://uk.indeed.com/job/operations-manager-924ffce0c3748511
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Chief Operating Officer
Bradford District Credit UnionSalary: £35,000
Hours: 4 days per week (29 hours)
Job Description:
- Ensure credit union operations run fluently and effectively and are in compliance with FCA/PRA and all other relevant regulations.
- Identify products that will benefit our members and that will assist in providing a competitive range of services including appropriate support to financially excluded communities.
- Develop risk based pricing in accordance with product development and associated credit union policies.
- Provide regular reviews of our systems developing and improving them in the best interest of members.
- Line management responsibility for Loans and Member Services with support to the wider team and ensuring training and development plans are in place and are being delivered.
- Responsible for ensuring day to day governance and compliance matters are being responded to in line with policies and procedures and these themselves are kept relevant to BDCU and continually in line with regulations.
- Support the CEO and Board of Directors and promote the delivery of an excellent service in accordance with professional standards, legislative requirements and Bradford District Credit Union policies and procedures.
- Build relationships of trust, communicate in an informed, confident, polite and understanding manner with all credit union stakeholders, internal and external.
For more details please click here
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President- Voluntary role
Greenwich & BexleyPURPOSE
A volunteer role, to plan, direct and control all credit union activities in accordance with credit union plans, policies, Governance Policies, directives and activities as established by the board of directors. Be responsible for ensuring financial stability and member satisfaction commensurate with the best interest of the members, employees and credit union. Provide strategic direction, vision, leadership and management in all functional areas.
For more details please click here
To apply please contact Alexis at ceo@gbcreditunion.com
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Community Engagement Officer
Clockwise Credit UnionLocation: Warwickshire area.
Hours: 35 hours per week – worked flexibly but core hours will be from 9.00am to 5.00pm, with evening/weekend work from on a regular basis.
Job Description: We are looking for a Community Engagement Officer who will build relationships with community and business influencers at a decision maker level in the Warwickshire area.
Apply by: Please contact Jobs@clockwise.coop
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Volunteer Opportunity: Company Secretary
Wolverhampton City Credit UnionHours: This is a volunteer position with an estimated commitment of 20 hours per month including board meetings, committee meetings, preparation time.
Location: Wolverhampton, remote
Job Description: As a volunteer company secretary, you will play a vital role in ensuring the effective governance and compliance of Wolverhampton City Credit Union ltd. You will work closely with the board of Directors and the senior leadership team to uphold the highest standards of corporate governance.
How to apply:
Interested candidates are invited to submit a CV and a brief cover letter stating why you are suitable for the role to tameka@wccul.co.uk
For inquiries or additional information, please contact Tameka Spencer on 07549638007
For more details please click here.
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