Consultation Responses
As the principal trade association for credit unions in Britain and a key player in the development of inclusive financial services, ABCUL actively responds to many consultations and enquiries. Our responses to the following consultations are available to view below.
Latest Responses
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06/03/2025 HM Treasury - Credit Union Common Bond Reform: Call for Evidence
ABCUL has responded to HM Treasury’s Credit Union Common Bond Reform: Call for Evidence
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30/01/2025 FCA Call for Input: Modernising the Redress System
ABCUL has responded to the FCA’s Call for Input: Modernising the Redress System
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29/01/2025 FOS Plans and Budget 2025/26
ABCUL has responded to the FOS’s Plans and budget 2025/26 consultation
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24/01/2025 FCA Fees and Levies Policy Proposals 2025/26
ABCUL has responded to the FCA’s fees and levies policy proposals 2025/26 consultation.
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24/01/2025 HM Treasury - Help to Save Reform Delivery Consultation Response
ABCUL has responded to HM Treasury’s consultation on the reform and delivery method of the Help to Save Scheme. We would like to thank all of our member credit unions who provided their feedback, views, and completed the survey on the consultation.
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10/12/2024 Law Commission - Review of the Co-operative and Community Benefit Societies Act
ABCUL has responded to the HM Treasury’s consultation being conducted by the Law Commission on the review of the legal framework governing co-operatives and community benefit societies.
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29/11/2024 Consultation Response: Draft Legislation of Buy-Now Pay-Later
ABCUL has responded to HM Treasury’s consultation on the proposed draft legislation for Buy-Now Pay-Later firms.
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18/10/2024 Consultation Response: Guidance on the Treatment of Politically Exposed Persons
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04/07/2024 Charging Claims Management Companies and other Professional Representatives Consultation Response
ABCUL responds to Charging Claims Management Companies and other Professional Representatives Consultation
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07/03/2024 HM Treasury - Enhancing the Special Resolution Regime Consultation
ABCUL responds to the HM Treasury’s consultation on “Enhancing the Special Resolution Regime”.
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01/03/2024 Future spending purposes for dormant asset funding in Wales
ABCUL responds to the future spending purposes for dormant asset funding in Wales.
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25/01/2024 Bank of England & HMT Digital Currencies Request for Information
ABCUL responds to the Digital Currencies Request for Information.
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05/01/2024 CP23/25 – Quarterly Consultation
ABCUL responds to the CP23/25 – Quarterly Consultation No 42
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15/12/2023 CP23/20 – Diversity and inclusion in the financial sector – working together to drive change – September 2023
ABCUL responds to the CP23/20 – Diversity and inclusion in the financial sector.
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12/11/2023 CP22/23 – Occasional Consultation Paper – October 2023
ABCUL responds to the PRA’s CP22/23 – Occasional Consultation Paper – October 2023.
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10/09/2023 FCA Guidance Consultation on Financial Promotion on Social Media
ABCUL responds to the FCA’s Guidance Consultation on Financial Promotion on Social Media.
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22/06/2023 HM Treasury - Help to Save Consultation on Reform
ABCUL responds to the HM Treasury’s Help to Save Consultation on Reform.
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12/05/2023 PRA - Regulatory Fees and Levies Proposals 2023/24
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10/05/2023 Building Community Wealth in Scotland Consultation - May 2023
ABCUL responds to the Scottish Governments Consultation on Community Wealth Building in Scotland.
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11/04/2023 HM Treasury Consultation on Draft Legislation for Buy-Now Pay-Later
ABCUL responds to the Treasury’s consultation on draft legislation for the Buy-Now Pay-Later market, that will introduce regulation to this form of credit.
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17/03/2023 HM Treasury - Reforming the Consumer Credit Act 1984
ABCUL responds to the Treasury’s consultation on reforming the Consumer Credit Act 1974, a reform that aims to modernise and simply regulation of the consumer credit market
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24/02/2023 Financial Conduct Authority – Review of the Credit Information Market
ABCUL has responded to the FCA’s consultation discussing the future of the credit information market and how to improve the collection of credit information.
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31/01/2023 Financial Ombudsman Service Plans & Budget Consultation 2023
ABCUL has responded to the Financial Ombudsman Services annual Plans & Budget consultation, to raise issues around the potential cost of fees for credit unions expanding into the consumer credit market.
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13/01/2023 FCA Quarterly Consultation - Consumer Duty Policy
ABCUL responds to the Financial Conduct Authority’s quarterly consultation paper, to raise issues related to credit union’s implementation of the Duty.
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21/12/2022 PRA – Changes to the Credit Union Regulatory Regime
ABCUL responds to the Prudential Regulation Authority’s proposals to amend its regulatory regime for the credit union sector.
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23/10/2022 Call for Evidence: Review of the Personal Insolvency Framework
ABCUL responds to the Insolvency Service’s Call for Evidence on the Personal Insolvency Framework.Download -
HM Government – Consultation on Dormant Assets Funding
ABCUL responds to the Government’s consultation on the English portion of the Dormant Assets Scheme funding.
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05/08/2022 Financial Ombudsman Service – Creating a Funding Model for the Future
ABCUL responds to the Financial Ombudsman Service’s discussion paper on its future funding model.
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05/08/2022 HM Treasury – Consultation on the Statutory Debt Repayment Plan
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25/03/2022 The Insolvency Service – Future of Insolvency Regulation Consultation
ABCUL responds to the Insolvency Service’s Consultation on the future of insolvency regulation.
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21/02/2022 HMRC - ISA Compliance and Penalties Call for Evidence
ABCUL responds to HM Revenue & Customs Call for Evidence on the ISA compliance and penalities regime.
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