About Credit Unions
A credit union is a financial co-operative which provides savings, loans and a range of services to its members. It is owned and controlled by the members.
Why Join a Credit Union?
As a credit union member you are in control of your own finances and have a say in how your financial service provider is run. Credit unions serve you ‘the member’ by listening to your needs and developing the products and services that you want.
Mutual and Ethical Savings
Credit unions offer a range of savings accounts. You can choose to save as little or as much as you can afford.
Affordable Loans
Credit unions offer loan products suited to your individual needs and at rates you can easily afford.
Run by you, for you
As a credit union member you are in control of your own finances and have a say in how your financial service provider is run.
Putting you first
Credit unions serve you ‘the member’ by listening to your needs and developing the products and services that you want.
Our Loan Calculator
The figures given below are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
Drag the slider across or directly input your number on the right hand side.
Drag the slider across or directly input your number on the right hand side.
Total Interest Charged
£81Monthly Repayment
£694Total Repayment
£2,081Repr. APR
26.8%-
Finance Lead Supervisor
Penny Post Group Credit UnionFinance Lead Supervisor – Job Summary
Annual Salary: £35k – £40k
Hours: 35 per week, Monday to Friday
Reports to: Chief Finance Officer
Location: Penny Post Group Credit Union – ManchesterClosing Date for applications: Friday 3rd October 2025
Please send CV and covering letter to michelle@penny-post.co.ukPurpose of the Role
To lead and supervise the finance administration team, ensuring accurate and timely processing of member payments, payroll deductions, reconciliations, and financial reporting. Continuous process improvement, understanding the data and the context operating in is a key strategic driver for the role. The role supports strong internal controls and provides financial insights for Leadership and Board strategic decision-making.
Key Responsibilities
Leadership & Supervision
• Manage a team of 3 finance professionals
• Mentor team members and support their development
• Ensure adherence to company policies, financial procedures, and GDPR
Financial Operations
• Oversee payroll deductions, invoicing, reconciliations (daily/monthly)
• Manage month-end and year-end closing processes
• Process journals, accruals, pre-payments, and prepare management accounts
• Complete full balance sheet and bank reconciliations
• Handle internal/external reporting and assist with audits Customer & Stakeholder Interaction
• Handle queries from members, suppliers, and payroll partners via phone, email, and in person
• Liaise with other departments for financial planning and analysis
• Maintain strong working relationships with payroll partners Reporting & Compliance
• Deliver daily and monthly financial reports for the CFO and marketing team
• Conduct fraud and AML checks
• Prepare BACS reports and ensure compliance with all regulatory requirement System & Process Management
• Use SAGE 200 and Excel for financial tasks
• Continuously improve processes and enhance operational efficiency
• Maintain accurate filing systems (digital and paper)Finance Lead Job Description – Penny Post Group Credit Union
This role is subject to DBS and other due diligence checks.
Please send CV and covering letter to michelle@penny-post.co.uk
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Senior Lending & Member Services Officer
Bradford Credit UnionIf you’re interested in joining our friendly team and believe you have the necessary experience, read on to find out more about what the role entails and how to apply!
Prime Objectives of the Role.
• To ensure the smooth running of the Loans Processing and Member Services on a day to day basis.• Promote and comply with the Credit Union, its products and services to ensure that its services deliver on-going improvements.
• Support the Lending & Member Services Lead to promote the delivery of an excellent service in accordance with professional standards, legislative requirements and Bradford District Credit Union policies and procedures.
• Build relationships of trust; communicate in an informed, confident, polite and understanding manner with all clients, customers, members and staff.
Details.
• 5 days per week (37 hours)
• Salary from £28,000 per annum (FTE) (12-18 Months FTC)
• 25 days holiday, plus additional birthday & wellbeing holidays
• Health cash plan
To apply, please email your CV and a covering note to: keir.terry@bdcu.co,uk -
Money Coach (Credit Builder Loans)
Enterprise Credit UnionContract: Type Fixed-term (3 years) – subject to funding and successful
completion of a probationary period. Full-Time (35 hours per
week)Salary Banding: £25,000 – £28,000
Role Purpose: You’ll play a vital role in supporting members who are taking
out Credit Builder Loans.
You will work directly with individuals to understand their
financial situation, offer personalised guidance, and
help them develop sustainable money management habits.
Your support will empower members to build
credit, manage debt, and improve their long-term financial
resilience.For more details please click here
Please find the job application below:
.https://enterprisecreditunion.org/money-coach-job-application-form/
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Junior Loans Officer
Enterprise Credit UnionContract Type: Permanent (subject to successful completion of a
probationary period), Full-Time (35 hours per week) We will
also consider 25 hours per week pro rata.Salary Banding: £24,300 – £29,000
Role Purpose: To assess and process loan applications in line with the
credit union policies, procedures, and lending criteria,
ensuring a high standard of service to members while
maintaining regulatory compliance.for more details please click here
Please find the job application below:
https://enterprisecreditunion.org/junior-loans-officer-job-application-form/
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Project Co-ordinator
The Sound Pound GroupContract Period: Twelve-month (fixed term) period to start as soon as possible. Three months probationary review. Extension of contract dependent on future funding.
Hours: 30 hours per week worked flexibly. Some evening and rare weekend work may be required. Time off in lieu will be given.
Salary: £35,000 pro rata (28k actual)
Employer: The SoundPound Group Limited (5246). Day-to-day line management via Hoot Credit Union CEO, Chris Canham. Accountability to SoundPound members and Group executives.
Place of work: Hybrid – remote and at Hoot Credit Union, 53-55 Victoria Sq, Bolton BLI IRZ. Work across the GM credit union offices may be required.
Purpose: SoundPound’s vision statement is:
“Through collaboration, SoundPound will make Greater Manchester”s credit unions the leading, first-choice provider of affordable financial services. we will embed our support into the fabric of communities to enhance the financial well-being of all members
Application deadline Wednesday 10th September
How to apply:
Email a CV and cover letter outlining why you would be a good fit for this role to: hello@soundpoundgroup.co.uk
Deadline to apply is: 5pm Wednesday 10th September 2025
Interviews will be held at Hoot Credit Union on Monday 15th September
Questions? Contact hello@soundpoundgroup.co.uk
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General Manager/CEO
Cash Box Credit UnionPermanent
Denton (Hybrid: 2–3 days working from home per week, with some regional and occasional national travel to conferences and events)
36 hours per week: 08:30–17:00 Mon–Wed, 08:30–16:30 Thu, 08:30–16:00 Fri
£46,142 – £48,226 per annum + membership of the Greater Manchester Pension Fund (excellent defined-benefit scheme) + 28 days holiday (rising to 31 after 5 years) + life insurance (multiples of salary) + 3 months full pay & 3 months half pay sick leave + free town hall parking
This is an excellent opportunity for a motivated and driven General Manager to join a well-established and growing organisation.
Our client is a not-for-profit financial institution dedicated to giving back to the local community by providing ethical financial services to those in need. Established for over 20 years, they serve people who live or work in Tameside and Glossop, including through partnerships with over 35 local employers.
They’re looking for a General Manager with senior leadership experience in financial services who can independently shape and lead the organisation’s strategic growth. This role will involve overseeing operations, marketing, partnerships, compliance, financial planning, and staff leadership. Reporting directly to the Board, the successful candidate will be empowered to develop and execute business plans, build partnerships, and drive long-term impact for the local community.
The ideal candidate would be someone who thrives in a mission-driven leadership role, brings both commercial and ethical awareness, and is ready to take on full strategic responsibility for the growth of the credit union. If this sounds like you and you’re ready for your next career move, read on to find out more…
The role
Day-to-day responsibilities
Lead all operational and strategic functions of the credit union
Develop, implement and monitor strategic and business plans in collaboration with the Board
Oversee the credit union’s marketing, growth, and online presence
Lead and support the staff team, ensuring strong performance and professional development
Ensure compliance with PRA and FCA regulations, including SMF8 obligations
Liaise with the Supervisory Committee and ensure effective governance
Maintain oversight of finances including budgets, loan book, treasury, and grant funding
Develop partnerships with local employers, councils, and community organisations
Represent the credit union at sector events and regional networks
Report to the Board and provide regular performance updates
Why would you want this role?Work for a not-for-profit organisation that gives back to its community
Take full ownership of an organisation’s strategic direction and growth
Enjoy excellent pension and sick pay benefits through the public sector pension scheme
Work flexibly with 2–3 days per week from home
Lead a values-led organisation that improves financial wellbeing for local people
The PersonEssential
Senior management experience within a financial institution
Proven ability to lead and implement business growth strategies
Experience with marketing, business development, and stakeholder engagement
Strategic thinker with the ability to work proactively and independently
Excellent verbal and written communication
DesirableCredit Union experience
If you think you could be the right fit for this General Manager role, please submit your application now. Candidates will be reviewed, contacted, and submitted to our client on an ongoing rolling basis when they apply, so don’t delay in applying!PLEASE NOTE: This role will require passing a DBS check and a credit check. The services of CU Recruitment Ltd are those of an Employment Agency. CU Recruitment Ltd regrets to inform you that our client will ONLY accept applications from candidates who have a valid legal permit or right to work in the United Kingdom. Potential candidates who do not have this permit or right, or who are pending an application to obtain this permit or right should not apply.
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Part-Time Loan Officer
West Cheshire Credit UnionPosition: Part-Time Loan Officer
Hours: 30 hours per week
Location: Chester
Salary: Competitive, Real Living Wage Employer £19,656 per annum (£24,570 FTE)
At West Cheshire Credit Union, we believe in people helping people. For over two decades, we’ve been providing ethical, affordable financial services to individuals and families across the region. Now, we’re looking for a compassionate, detail-driven Loan Officer to join our close-knit team and help more members achieve financial wellbeing.
What You’ll Be Doing: Assessing loan applications with care and fairness
Supporting members with advice and information tailored to their financial needs
Making responsible lending decisions that balance individual needs with sound risk management
Working closely with a dedicated team to promote financial inclusion across West Cheshire
What We’re Looking For: A strong sense of integrity and community spirit
Great communication skills and empathy for people from all walks of life
Confidence with numbers, attention to detail, and sound judgement
Previous experience in financial services, customer service or a similar role is desirable—but heart and a willingness to learn matter most
Why Join Us?
Be part of a values-driven organisation making a direct impact in your community
Flexible working and a supportive, family-friendly environment
Training and development opportunities to grow your career
A chance to work with a team who genuinely care about people, not profit
Ready to make a difference where it counts?
West Cheshire Credit Union is an equal opportunities employer. We welcome applicants from all backgrounds and experiences.
Apply via our website //www.wccu.co.uk/recruitment
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Business Development Manager
Sheffield Credit UnionSalary: Starting salary from £33,500 but dependant on experience.
Hours: 35 hours per week – worked flexibly but core hours will be from 9.00am to 5.00pm Monday to Friday.
Job Description:
- Create and maintain plans that will help meet the needs of our 3rd party partners and community groups.
- Build long-term relationships with clients, community partners and people of influence within the common bond.
- Notify the operational team of new sales and cross-selling opportunities.
- Become familiar with the competition both locally and within the financial marketplace.
- Help promote and maintain a positive company image. Actively promoting Sheffield Credit Union services both on a 121 basis as well as to larger groups, businesses, and community leaders and decision makers
- Arrange promotional activity where appropriate both B2B and B2C to potential members
- Provide support for community influencers promoting SCU directly to their local community.
How to apply: Please apply in writing with a CV & Covering letter to paul.hancock@sheffieldcreditunion.com
Recent News
Read the latest news within the credit union sector, featuring stories from local credit unions, comments from the Association and the important talking points facing the sector across the globe.

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