As the principal trade association for credit unions in Britain and a key player in the development of inclusive financial services, ABCUL actively responds to many consultations and enquiries. Our responses to the following consultations are available to view below.
Latest Responses
FCA Guidance Consultation on Financial Promotion on Social Media
ABCUL responds to the FCA's Guidance Consultation on Financial Promotion on Social Media.
Download
HM Treasury - Help to Save Consultation on Reform
ABCUL responds to the HM Treasury's Help to Save Consultation on Reform.
Download
PRA - Regulatory Fees and Levies Proposals 2023/24
ABCUL responds to the second PRA consultation on the Regulatory Fees and Levies Proposals 2023/24.
Download
FCA -Regulatory Fees and Levies Proposals 2023/24
ABCUL responds to FCAs proposals for a regulatory fees and levies for 2023/24.
Download
Scottish Government - Community Wealth Building in Scotland
ABCUL responds to the Scottish Governments Consultation on Community Wealth Building in Scotland.
Download
HM Treasury Consultation on Draft Legislation for Buy-Now Pay-Later
ABCUL responds to the Treasury's consultation on draft legislation for the Buy-Now Pay-Later market, that will introduce regulation to this form of credit.
Download
HM Treasury - Reforming the Consumer Credit Act 1984
ABCUL responds to the Treasury's consultation on reforming the Consumer Credit Act 1974, a reform that aims to modernise and simply regulation of the consumer credit market.
Download
Financial Conduct Authority – Review of the Credit Information Market
ABCUL has responded to the FCA's consultation discussing the future of the credit information market and how to improve the collection of credit information.
Download
Financial Ombudsman Service Plans & Budget Consultation 2023
ABCUL has responded to the Financial Ombudsman Services annual Plans & Budget consultation, to raise issues around the potential cost of fees for credit unions expanding into the consumer credit market.
Download
FCA Quarterly Consultation - Consumer Duty Policy
ABCUL responds to the Financial Conduct Authority's quarterly consultation paper, to raise issues related to credit union's implementation of the Duty.
Download
PRA – Changes to the Credit Union Regulatory Regime
ABCUL responds to the Prudential Regulation Authority’s proposals to amend its regulatory regime for the credit union sector.
Download
The Insolvency Service – Review of the Personal Insolvency Framework
ABCUL responds to the Insolvency Service’s Call for Evidence on the Personal Insolvency Framework.
Download
HM Government – Consultation on Dormant Assets Funding
ABCUL responds to the Government’s consultation on the English portion of the Dormant Assets Scheme funding.
Download
Financial Ombudsman Service – Creating a Funding Model for the Future
ABCUL responds to the Financial Ombudsman Service’s discussion paper on its future funding model.
Download
HM Treasury – Consultation on the Statutory Debt Repayment Plan
ABCUL responds to HM Treasury’s consultation on implementing the Statutory Debt Repayment Plan.
Download
The Insolvency Service – Future of Insolvency Regulation Consultation
ABCUL responds to the Insolvency Service’s Consultation on the future of insolvency regulation.
Download
HMRC - ISA Compliance and Penalties Call for Evidence
ABCUL responds to HM Revenue & Customs Call for Evidence on the ISA compliance and penalities regime
Download